Credit FACTS
Negotiating Debt Away Don't Close Accounts Prepaid/Secured Cards Adding Trade Lines

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Section Two

Learn all about the (3) major credit bureaus and how to use the provided forms to obtain your credit reports.

Did you know?

In order to accurately restore your credit, you must obtain your credit reports from all three credit bureaus, and if you're married, for your spouse as well.
You are only entitled to a free credit report from the issuing credit bureau that was used to obtain information on you that lead to a decline of credit, employment or insurance.

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